OKLAHOMA HB1940 SPECIFICALLY PROHIBITS A RESIDENTIAL OR COMMERCIAL ROOFING CONTRACTOR TO PAY, DIRECTLY OR INDIRECTLY, ALL OR PART OF ANY APPLICABLE INSURANCE DEDUCTIBLE OR OFFER TO COMPENSATE AN INSURED FOR PROVIDING ANY SERVICE TO THE INSURED. IN SHORT, THIS MEANS THAT THE STATE OF OKLAHOMA IS NOW LEGALLY PROHIBITING A ROOFING CONTRACTOR FROM ABSORBING OR COVERING ANY PART OF AN INSURANCE DEDUCTIBLE AS ADVERTISEMENT OR INDUCEMENT FOR SALE.